UK Golf News    3rd Sep, 2020 by ukclubgolfer.co.uk

Going back on the course? Lack of insurance could put thousands at risk

You never know what the next shot or hole could bring

GOLF IS NOW in full swing across the UK, which is fantastic news for golfers. However, a recent survey by Specialist Golf Insurer, Golf Care, has served up a warning for golfers not to be complacent when it comes to the risks they face on the course. Golf Care’s survey of 500 people who regularly played another sport before lockdown, found that 71% of nongolfers would consider taking up the sport in the coming weeks, but a worryingly low 24% would consider taking out insurance. The potential for injury on the course is already high, but when you factor in an influx of new golfers with poor techniques into the mix, the risk becomes even more significant.

Plus, it’s fair to say we’ll all be a bit a rusty after weeks away from the fairways, and there’s also the risk of increased footfall on the course. All that considered, it’s clear to see that specialist golf insurance should be important for golfers across the UK. Here’s why…

INJURING ANOTHER PERSON

There have been countless instances of golfers hitting wayward shots which injure either other golfers or spectators. Take the example of Brooks Koepka’s mishit shot at the 2018 Ryder Cup, which struck a spectator and blinded her in one eye. Or the example of amateur golfer James Gordon, whose errant drive struck fellow golfer Anthony Phee, causing him to lose an eye and resulting in a £397k court case. These examples confirm how essential Public Liability cover is. Public Liability covers you if you injure somebody or damage third party property and are held responsible. Golf Care offer up to £5million of Public Liability to cover your incurred compensation or legal fees.

INJURING YOURSELF

As well as others, you need to protect yourself. Whether it’s the ball hitting your teeth resulting in extensive dental treatment, or a fall which results in you being hospitalised, you could easily injure yourself. If you do, you need Personal Accident cover to ensure that you’re compensated. Golf Care offer up to £50,000 of Personal Accident cover to protect you if you’re seriously injured on the course.

THEFT, LOSS AND DAMAGE

As you know, your golf equipment doesn’t come cheap. Imagine, therefore, how frustrating it would be if it were badly damaged? This is a real possibility – in fact, accidental damage is by far the most common claim we receive. Then there’s loss and theft to consider. The value of our theft claims has increased by 144% over the last three years. If your equipment were damaged, lost or stolen, would you be happy paying for repairs or replacements out of your own pocket? We’d guess not. That’s why all golfers need Equipment cover. Golf Care provide £5,000 of Equipment cover to protect your gear against loss, theft and damage.

It’s simply not worth taking to the course without specialist insurance. Protect yourself on the course with Golf Care and you’ll get 12 FREE Srixon balls worth £30, from just £24.49 a year!


MORE UK NEWS


LATEST EQUIPMENT RELEASES

OTHER KEY WEBSITES

post big-plus
arrow Read More
Scottish Golf Courses View Courses Scottish Golf Courses

If you want to know where to play golf in Scotland, or find the best golfer-friendly accommodation to suit your tastes and budget, then scottishgolfcourses.com is the site for you.

post big-plus
arrow Read More
English Golf Courses View Courses English Golf Courses

If you are planning a game of golf in anywhere in England then you need look no further than English Golf Courses as we have a comprehensive listing of every single golf course and the very best in golfing accommodation.

post big-plus
arrow Read More
Welsh Golf Courses View Courses Welsh Golf Courses

Welshgolfcourses.com contains full details of EVERY golf course in Wales, from the most prestigious championship venues to the unheralded nine-hole ‘hidden gems’ that fly under the radar.

post big-plus
arrow Read More
Irish Golf Courses View Courses Irish Golf Courses

Irish Golf Courses, the internet home of Irish golf and the only website completely dedicated to providing all the information you need on playing golf on the Emerald Isle.